This Privacy Statement explains how we collect, store, and use your data. By registering on our App/Web, whether through the mobile app, website, web app, mobile site, or any other medium, you give us permission to use and disclose your Personal Information as described in this Privacy Policy. If you do not agree to these conditions, please refrain from using or accessing the App.

The term "Personal Information" refers to any information about a person that, either directly or indirectly, can identify that person when combined with other information held by us or reasonably expected to be held by us. This includes sensitive personal data or information as defined by applicable laws. Examples of Personal Information include passwords, financial information (such as bank account or credit card details), physical and mental health condition, sexual orientation, medical records, biometric information, and any other details provided for the purpose of providing a service or received for processing pursuant to a valid contract or legal arrangement.

Please note that this definition does not apply to sensitive personal data or information that is publicly accessible or covered by the 2005 Right to Information Act.

It is important to be aware that our privacy policies may change without prior notice. We recommend regularly reviewing this privacy statement to stay informed about any updates. This Privacy Policy applies uniformly to the (Website Name), mobile site, web/desktop plugins, and mobile applications hosted at (Website URL), collectively referred to as the "App."

The terms "User," "You," "Your," and "Yourself" refer to the App users whose Personal Information is collected in accordance with the terms of this Privacy Policy. The capitalized terms "(Website Name)," "We," "Us," and "Our" refer to (Company Name), its affiliates, and assignees.

SCOPE OF PRIVACY POLICY AND APPLICABILITY

This Privacy Policy applies to all forms of personal information, whether in physical or digital format, that are collected or stored electronically or on paper.

We handle data on behalf of our users as well as for our own purposes.

When a user submits data or information about another person, the user must ensure that they have obtained the necessary permission from that person for the specified purpose.

Minors under the age of 18 should not use or access the App.

By signing up for the App, you agree to this Privacy Policy. The Terms of Use, which govern access to and use of the App (available at (Website URL)), incorporate this Privacy Policy and are subject to its provisions.

DEVICE PERMISSIONS

By using the App, you grant certain permissions to access and use the functionalities of your web-connected devices ("Devices"). These permissions are outlined below:

1. Authorization to use the device's camera: The App requires access to your device's camera to provide features such as scanning photographs and documents using optical character recognition. This eliminates the need for manual data entry and enhances your user experience. By using the App, you agree to grant permission for the App to access your device's camera for the purpose of delivering goods and services.

2. Access to view or copy contacts from the device: To streamline processes such as creating invoices and purchase orders, the App allows you to add contacts from your device's address book. This eliminates the need for manual entry of contact details. By using the App, you give permission for the App to access your device's address book to facilitate the delivery of goods and services.

3. Allowance to save data on the device: Generated items such as sales and purchase orders, reports, pictures, and invoice PDFs can be saved locally on your device for offline access. This enables convenient usage of the App's services. By using the App, you consent to the local storage of information on your device for the purpose of providing goods and services.

4. Access to the device's location: For security measures and fraud prevention, the App may access the location of your device to verify banking transactions initiated through the App. This helps ensure the safety of your transactions. By using the App, you agree that (Website Name) may use your device's location to facilitate the delivery of goods and services through the App.

INFORMATION COLLECTED

When using the App, we collect and store the Personal Information that you voluntarily provide to us. This allows us to offer services and features that best meet your needs and customize your experience to make it safer and more convenient. We collect the necessary Personal Information from you to fulfill these objectives.

(Website Name) is dedicated to safeguarding the privacy of its users, as outlined in this policy. Our website may use "Cookies" or similar technologies on certain web pages. These tools help us gather data for analyzing website traffic and evaluating the effectiveness of our marketing campaigns. "Cookies" are small files stored on your hard drive that assist (Website Name) in serving you better and providing information based on your interests. Most cookies are session cookies, which are automatically removed from your hard drive when your session ends. You can choose to decline cookies if your browser settings allow.

Once you register an account on the App and provide us with your personal information, you are no longer anonymous to us. We strive to indicate which fields are mandatory and which are optional. If you are unable to provide the necessary information, we may not be able to fulfill your request for goods or services.

INFORMATION WE MAY GATHER 

To establish your eligibility and provide the products/services available on the App, we collect and process specific categories of Personal Information, which may include:

1. Personal details: This includes information such as your date of birth, age, marital status, place of birth, nationality, and mother tongue.

2. Contact information: We collect your name, address, telephone number, and email address to maintain communication with you.

3. Government-issued identifiers: We may gather identifiers like PAN (Permanent Account Number) and GST (Goods and Services Tax) data issued by the government.

4. Financial data: To facilitate financial transactions, we may collect your bank account information, credit/debit card details, billing information, tax details, payroll details (where applicable), and copies of signatures and photographs.

5. Eligibility information: We may collect additional data to determine your eligibility for using the services provided by the App.

6. Compliance with Indian laws: We may collect any additional data required by (Website Name) to fulfill a specific request from a bank or NBFC (Non-Banking Financial Company) or to comply with Indian laws, regulations, rules, or statutes.

In the case of the mobile application, we may also collect additional consent or information necessary to provide a seamless mobile experience. This may include accessing SMS for automatic OTP verification, camera/gallery/contacts access, and other permissions required to enable specific functionalities within the mobile application.

INFORMATION EXCHANGE AND RELEASES

As a technology aggregator, (Website Name) provides services through the App or Website. In order to grant you access to our services, fulfill our legal obligations, prevent and investigate fraudulent or illegal activities related to our services, and comply with legal requirements, we may need to disclose your information. However, except as outlined in this agreement, we do not share your Personal Information with third parties.

If required by law or in good faith belief that such disclosure is necessary to comply with subpoenas, court orders, or other legal processes, we may disclose Personal Information.

In good faith belief that such disclosure is reasonably necessary to: enforce the Terms of Use or this Privacy Policy; respond to claims that any advertisements, postings, or other content violate the rights of third parties; or protect the rights, property, or personal safety of our users or the general public, we may disclose Personal Information to law enforcement agencies, third-party right owners, or others.

We may disclose Personal Information to third parties to the extent that they uphold the confidentiality obligations outlined in this Privacy Policy. These third parties are only permitted to use your Personal Information to deliver the App services you have requested or used. This may include providing cloud computing infrastructure, reporting app crashes, analyzing app usage patterns to improve our service, and offering customer support or account management.

DATA STORAGE

We will retain your information for as long as your account remains active or as long as it is necessary to provide the services through the App. We may also keep and use your information for as long as it is required to fulfill our legal obligations, resolve disputes, or for other legitimate business purposes. However, if you choose to close or deactivate your account, or if you no longer wish to receive emails from us, we are not obligated to retain your information.

In addition, we may retain your information for an additional period of twelve (12) months after you deactivate, cancel, or unsubscribe from your account in order to comply with applicable laws and regulations.

INFORMATION PROTECTION

You are responsible for understanding and acknowledging the security risks associated with online transactions and the potential interception of your information by third parties. You agree not to hold (Website Name) liable for any consequences arising from such risks. It is your sole responsibility and at your own risk to securely use and store any sensitive information, including credit card numbers, PINs, passwords, account details, transaction history, and account balances stored on your device. Furthermore, you understand and accept that (Website Name) may not always encrypt content or communications transmitted to or from the website.

SENSITIVE PERSONAL INFORMATION GATHERING

According to the provisions of this Privacy Policy, you have the right to withdraw your consent at any time by sending a written request via email to (E-Mail ID). It's important to note that the withdrawal of consent will only apply to future activities and will not have a retroactive effect.

If you wish to access, review, modify, or correct your sensitive personal data or information, you can contact us at (E-Mail ID) or withdraw your consent to provide sensitive personal data or information. However, please note that we are not responsible for verifying the accuracy of the data you provide.

Please be aware that we may limit or deny your right to access, modify, or withdraw your consent to provide sensitive personal data or information if it is necessary to comply with applicable laws, law enforcement requests, or court orders.

LINKS TO OTHER WEBSITES

The App may contain links to third-party advertisements, websites, or other electronic communication services that are operated by third parties. It is important to note that unless explicitly stated otherwise on the App, these links are not managed, affiliated with, or endorsed by (Website Name).

(Website Name) holds no responsibility for any content or transmission you may receive from third-party websites. We do not have control over the accuracy, integrity, or quality of the information, data, text, software, music, sound, photographs, graphics, videos, messages, or other materials available on such third-party websites. Therefore, we do not make any representations regarding the privacy practices or policies of these third parties, nor do we endorse the terms of use of their websites. The inclusion or exclusion of these links does not imply endorsement by (Website Name) of the third-party websites, the hosting companies, or the content they provide. It is advisable to review the privacy policies of these third-party websites before accessing them, as any information you provide will be subject to their respective privacy policies.

ACKNOWLEDGEMENTS

By using the App, you acknowledge and agree that, to the extent allowed by applicable law, any application and copies of documents you submit to (Website Name) become the property of (Website Name), and we are not obligated to return them to you upon your request. Unauthorized use of the App is considered a violation of these terms and may be a criminal offense. You are permitted to access the App solely through the interface provided by (Website Name).

CHANGE IN PRIVACY POLICY

We regularly review our Privacy Policy and reserve the right to make changes to it at our sole discretion.

If any changes are made to this Policy, they will be posted on this page and, if necessary, communicated to you via email. The updated Policy may also be presented on-screen, and you may be required to review and accept the changes in order to continue using the Services.

CONTACT 

Contact us if you have any questions or concerns about the Privacy Policy.

(Contact Address)

(Contact Number)

(E-Mail ID)